Union Investment

Impressum

Volksbank eG Westrhauderfehn

Anbieter:
Volksbank eG Westrhauderfehn
Untenende 2
26817 Rhauderfehn

Tel.: 04952/925-0
Fax: 04952/925-250
E-Mail: info@fehntjer-voba.de

Vertreten durch den Vorstand:
Uwe Brechtezende, Kai Stöter

Vorsitz des Aufsichtsrates:
Wolfgang Mengers

Rechtsform:
Eingetragene Genossenschaft

Genossenschaftsregister:
110005

Registergericht:
Amtsgericht Aurich, Schloßplatz 2, 26603 Aurich

Sitz der Genossenschaft:
Rhauderfehn

Umsatzsteuer-ID:
DE 117 262 315

Aufsicht:
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Graurheindorfer Str. 108
53117 Bonn
www.bafin.de

Einlagensicherung und Institutsschutz:
Die Volksbank eG Westrhauderfehn ist der amtlich anerkannten BVR Institutssicherung GmbH und der zusätzlichen freiwilligen Sicherungseinrichtung des Bundesverbandes der Deutschen Volksbanken und Raiffeisenbanken e. V. angeschlossen.
www.bvr-institutssicherung.de
www.bvr.de/SE

Prüfungsverbände:
Zuständiger Prüfungsverband nach § 54 GenG ist der Genossenschaftsverband Weser-Ems e.V. mit Sitz in Oldenburg, erreichbar unter www.gvweser-ems.de und der Genoverband e.V. mit Sitz in Frankfurt am Main, erreichbar unter www.genossenschaftsverband.de.

Angaben zum Versicherungsvermittler-Register:
Deutscher Industrie- und Handelskammertag (DIHK) e. V.
Breite Straße 29
10178 Berlin
Telefon 0180 600585-0
(0,20 Euro pro Anruf Festnetzpreis; Mobilfunkhöchstpreis 0,60 Euro pro Anruf)
www.vermittlerregister.info
Registrierungsnummer: D-7EKK-KFB1Z-40

Europäische Online-Plattform zur Beilegung von Streitigkeiten zwischen Verbrauchern und Unternehmern (OS-Plattform):
Nach der EU-Verordnung Nr. 524/2013 über die Online-Streitbeilegung in Verbraucherangelegenheiten ist für Verbraucher die Möglichkeit vorgesehen, Streitigkeiten mit Unternehmern im Zusammenhang mit Online-Kaufverträgen oder Online-Dienstleistungsverträgen außergerichtlich über eine Online-Plattform (OS-Plattform) beizulegen. Diese Plattform erreichen Sie über den Link:
https://ec.europa.eu/consumers/odr

Unsere E-Mail-Adresse lautet: beschwerdemanagement@fehntjer-voba.de

Beschwerdemanagement-Grundsätze der Volksbank eG Westrhauderfehn: https://www.fehntjer-voba.de/content/dam/f1886-1/Downloads/Beschwerdemanagement_Volksbank_eG_Westrhauderfehn.pdf

Verantwortlich für den journalistisch-redaktionell gestalteten Inhalt im Sinne des Medienstaatsvertrages:
Daniela Heyenga

Erlaubnisbehörde Versicherungsvermittlung:
Industrie- und Handelskammer für Ostfriesland und Papenburg
Ringstr. 4 26721 Emden
http://www.ihk-emden.de

Informationen zur außergerichtlichen Streitschlichtung
Informationen zum Streitbeilegungsverfahren mit Ombudsmannverfahren: https://www.fehntjer-voba.de/service/rechtliche-hinweise/agb-sonderbedingungen/streitbeilegungsverfahren-mit-ombudsmannverfahren.html

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Copyright 2020 The Kaisei Project Authors (https://github.com/Font-Kai/Kaisei)

This Font Software is licensed under the SIL Open Font License, Version 1.1. This license is copied below, and is also available with a FAQ at:
https://openfontlicense.org


-----------------------------------------------------------
SIL OPEN FONT LICENSE Version 1.1 - 26 February 2007
-----------------------------------------------------------

PREAMBLE
The goals of the Open Font License (OFL) are to stimulate worldwide development of collaborative font projects, to support the font creation efforts of academic and linguistic communities, and to provide a free and open framework in which fonts may be shared and improved in partnership with others.

The OFL allows the licensed fonts to be used, studied, modified and redistributed freely as long as they are not sold by themselves. The fonts, including any derivative works, can be bundled, embedded, redistributed and/or sold with any software provided that any reserved names are not used by derivative works. The fonts and derivatives, however, cannot be released under any other type of license. The requirement for fonts to remain under this license does not apply to any document created using the fonts or their derivatives.

DEFINITIONS
"Font Software" refers to the set of files released by the Copyright Holder(s) under this license and clearly marked as such. This may include source files, build scripts and documentation.

"Reserved Font Name" refers to any names specified as such after the copyright statement(s).

"Original Version" refers to the collection of Font Software components as distributed by the Copyright Holder(s).

"Modified Version" refers to any derivative made by adding to, deleting, or substituting -- in part or in whole -- any of the components of the Original Version, by changing formats or by porting the Font Software to a new environment.

"Author" refers to any designer, engineer, programmer, technical writer or other person who contributed to the Font Software.

PERMISSION & CONDITIONS
Permission is hereby granted, free of charge, to any person obtaining a copy of the Font Software, to use, study, copy, merge, embed, modify, redistribute, and sell modified and unmodified copies of the Font Software, subject to the following conditions:

1) Neither the Font Software nor any of its individual components, in Original or Modified Versions, may be sold by itself.

2) Original or Modified Versions of the Font Software may be bundled, redistributed and/or sold with any software, provided that each copy contains the above copyright notice and this license. These can be included either as stand-alone text files, human-readable headers or in the appropriate machine-readable metadata fields within text or binary files as long as those fields can be easily viewed by the user.

3) No Modified Version of the Font Software may use the Reserved Font Name(s) unless explicit written permission is granted by the corresponding Copyright Holder. This restriction only applies to the primary font name as presented to the users.

4) The name(s) of the Copyright Holder(s) or the Author(s) of the Font Software shall not be used to promote, endorse or advertise any Modified Version, except to acknowledge the contribution(s) of the Copyright Holder(s) and the Author(s) or with their explicit written permission.

5) The Font Software, modified or unmodified, in part or in whole, must be distributed entirely under this license, and must not be distributed under any other license. The requirement for fonts to remain under this license does not apply to any document created using the Font Software.

TERMINATION
This license becomes null and void if any of the above conditions are not met.

DISCLAIMER
THE FONT SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT OF COPYRIGHT, PATENT, TRADEMARK, OR OTHER RIGHT. IN NO EVENT SHALL THE COPYRIGHT HOLDER BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, INCLUDING ANY GENERAL, SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF THE USE OR INABILITY TO USE THE FONT SOFTWARE OR FROM OTHER DEALINGS IN THE FONT SOFTWARE.

Copyright (c) 2014, Indian Type Foundry (info@indiantypefoundry.com).

This Font Software is licensed under the SIL Open Font License, Version 1.1. This license is copied below, and is also available with a FAQ at:
https://openfontlicense.org

-----------------------------------------------------------
SIL OPEN FONT LICENSE Version 1.1 - 26 February 2007
-----------------------------------------------------------

PREAMBLE
The goals of the Open Font License (OFL) are to stimulate worldwide development of collaborative font projects, to support the font creation efforts of academic and linguistic communities, and to provide a free and open framework in which fonts may be shared and improved in partnership with others.

The OFL allows the licensed fonts to be used, studied, modified and redistributed freely as long as they are not sold by themselves. The fonts, including any derivative works, can be bundled, embedded, redistributed and/or sold with any software provided that any reserved names are not used by derivative works. The fonts and derivatives, however, cannot be released under any other type of license. The requirement for fonts to remain under this license does not apply to any document created using the fonts or their derivatives.

DEFINITIONS
"Font Software" refers to the set of files released by the Copyright Holder(s) under this license and clearly marked as such. This may include source files, build scripts and documentation.

"Reserved Font Name" refers to any names specified as such after the copyright statement(s).

"Original Version" refers to the collection of Font Software components as distributed by the Copyright Holder(s).

"Modified Version" refers to any derivative made by adding to, deleting, or substituting -- in part or in whole -- any of the components of the Original Version, by changing formats or by porting the Font Software to a new environment.

"Author" refers to any designer, engineer, programmer, technical writer or other person who contributed to the Font Software.

PERMISSION & CONDITIONS
Permission is hereby granted, free of charge, to any person obtaining a copy of the Font Software, to use, study, copy, merge, embed, modify, redistribute, and sell modified and unmodified copies of the Font Software, subject to the following conditions:

1) Neither the Font Software nor any of its individual components, in Original or Modified Versions, may be sold by itself.

2) Original or Modified Versions of the Font Software may be bundled, redistributed and/or sold with any software, provided that each copy contains the above copyright notice and this license. These can be included either as stand-alone text files, human-readable headers or in the appropriate machine-readable metadata fields within text or binary files as long as those fields can be easily viewed by the user.

3) No Modified Version of the Font Software may use the Reserved Font Name(s) unless explicit written permission is granted by the corresponding Copyright Holder. This restriction only applies to the primary font name as presented to the users.

4) The name(s) of the Copyright Holder(s) or the Author(s) of the Font Software shall not be used to promote, endorse or advertise any Modified Version, except to acknowledge the contribution(s) of the Copyright Holder(s) and the Author(s) or with their explicit written permission.

5) The Font Software, modified or unmodified, in part or in whole, must be distributed entirely under this license, and must not be distributed under any other license. The requirement for fonts to remain under this license does not apply to any document created using the Font Software.

TERMINATION
This license becomes null and void if any of the above conditions are not met.

DISCLAIMER
THE FONT SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT OF COPYRIGHT, PATENT, TRADEMARK, OR OTHER RIGHT. IN NO EVENT SHALL THE COPYRIGHT HOLDER BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, INCLUDING ANY GENERAL, SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF THE USE OR INABILITY TO USE THE FONT SOFTWARE OR FROM OTHER DEALINGS IN THE FONT SOFTWARE.


Die Risiken, nicht nur Dur-Akkorde

Allgemeine Risiken von Fondssparplänen

  • Es kann nicht ausgeschlossen werden, dass am Ende der Ansparphase weniger Vermögen zur Verfügung steht, als insgesamt eingezahlt wurde, beziehungsweise die Sparziele nicht erreicht werden können
  • Bei einer Fondsanlage kann neben dem Risiko marktbedingter Kursschwankungen ein Ertragsrisiko bestehen
  • Im Vergleich zum Ausgabepreis einer Einmalanlage kann der Durchschnittspreis des Fondssparplans höher ausfallen
  • Die Rendite bei einem Fondssparplan kann geringer als bei einer Einmalanlage sein

Rechtlicher Hinweis

Bitte lies die Verkaufsprospekte und die Basisinformationsblätter der Fonds, bevor du eine endgültige Anlageentscheidung triffst. Darin findest du ausführliche produktspezifische Informationen, insbesondere zu den Anlagezielen, den Anlagegrundsätzen, zu Chancen und Risiken sowie Erläuterungen zum Risikoprofil der Fonds. Diese Dokumente sowie die Anlagebedingungen und die Jahres- und Halbjahresberichte bilden die allein verbindliche Grundlage für den Kauf der Fonds. Sie sind kostenlos in deutscher Sprache erhältlich über den Kundenservice der Union Investment Service Bank AG oder auf www.union-investment.de/downloads.

Die Inhalte dieses Marketingmaterials stellen keine Handlungsempfehlung dar, sie ersetzen weder die individuelle Anlageberatung durch die Bank noch die individuelle qualifizierte Steuerberatung. Dieses Dokument wurde von der Union Investment Service Bank AG mit Sorgfalt entworfen und hergestellt, dennoch übernimmt Union Investment keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit.

Stand aller Informationen, Darstellungen und Erläuterungen: 1. August 2025, soweit nicht anders angegeben.

Verantwortlich für die Prämienaktion: Union Investment Privatfonds GmbH